Terms & Refund Policy

Last updated November 7, 2026. These terms are between you and Black Phoenix Wealth ("we," "us") for the First Build Developer Master Class (the "Program").

1. What you get

Enrollment in the founding cohort beginning December 1, 2026, for roughly six months: access to the online course (modules released on a schedule), the student workbook, weekly live Deal Breakdown calls on Zoom, monthly in-person Build Days in Tacoma, WA, and introductions to partner companies. VIP enrollment adds the 1:1 sessions and services described on the sales page. Schedules may change; we'll notify you by email and reschedule or record what moves.

2. Payment

Paid in full ($1,500 or $3,500 VIP) or by payment plan (three monthly payments of $550, billed automatically by Stripe starting at enrollment). If a plan payment fails, access pauses until it's paid. Billing stops automatically after the third payment.

2a. Deposits and seat priority

Each cohort has 30 seats. A $250 deposit puts you on the list and is credited toward your tuition; it does not guarantee a seat. Seats are confirmed in the order tuition is paid (in full, VIP, or the first payment of the 3-payment plan). If all 30 seats are taken before you pay your balance, we refund your full $250 deposit and give you first notice for the next cohort. You can also cancel and get your full deposit back any time before the first class. Balances are due by November 29, 2026.

3. Refunds

You can get a full refund within 14 days of enrollment or before Module 2 releases (December 29, 2026), whichever comes first. Email liberation@blackphoenixwealth.com to request it. After that window, payments are non-refundable, and remaining plan payments are still owed. Refunded members lose access.

4. Access and conduct

Your access is personal; please don't share your login, recordings or materials. You keep access to released course material for at least 12 months after the cohort ends. We may remove anyone who harasses others or shares another member's deal or personal information. Deals discussed on calls are confidential to the group.

5. Educational program only

The Program teaches general education about real estate development. It is not legal, tax, accounting, financial, lending, investment or construction advice, and we are not your lawyer, lender, broker or contractor. Rules vary by city; always confirm with your local jurisdiction and licensed professionals.

6. No guarantees

Any numbers we share, including the instructor's own project budget and projected value, are examples and projections, not promises. Your results depend on your lot, credit, financing, costs, market and effort. We don't guarantee any income, profit, property value, loan, funding, approval, credit score change or permit outcome.

7. Partners

We may introduce you to independent partners (credit-building, lending, design, construction, title). They work with you under their own agreements and are responsible for their own services. Some partners are businesses owned by the instructor; we'll tell you when that's the case. Credit-building services are not part of the Program and are not sold by us. We do not receive referral fees from mortgage lenders for sending you to them.

8. Build Days

In-person events may take place on active construction sites. You attend at your own risk, must follow site safety rules (closed-toe shoes required), and may be asked to sign a site waiver.

9. Recordings

Live calls are recorded and shared with members. If you'd rather not appear, keep your camera off and use the chat.

10. Limits of liability

To the extent the law allows, our total liability to you is limited to what you paid for the Program. These terms are governed by the laws of the State of Washington.

Contact

Black Phoenix Wealth · (206) 507-2169 · liberation@blackphoenixwealth.com